The market that is payday a niche compared with conventional consumer and credit-card loans, two areas where start-ups are now actually using information technology to financing, when I composed about in a write-up on Monday.

The market that is payday a niche compared with conventional consumer and credit-card loans, two areas where start-ups are now actually using information technology to financing, when I composed about in a write-up on Monday. ZestFinance traces its origins to a...